How We Can Help

If you are reading this, then you probably have questions about what retirement may look like for you.

Maybe you have focused on the challenges of work and raising a family and haven’t thought seriously about the future. Or, you may have received conflicting advice about when to retire and how much it will take to retire. Regardless, you are a little uncertain about where to go and what to do next.

Your search has led you here with the hope of a way to replace your feelings of concern with confidence, greater certainty and peace of mind.

How We Help You

At Lifetime Capital, we believe that all advice is personal and is best when based on an understanding of you, your family, your situation, values, goals and desires. We sit with you on the same side of the table, helping you sift through the many questions and complex issues in the ever-changing world of financial management and retirement planning.

Because each situation is unique, we tailor our advisory services to meet the needs of each client using the following framework:

FINANCIAL PLANNING

This is the foundation of all relationships.  Sound financial planning is never a one-size fits all process. It entails coordinating numerous factors that touch upon your investments, future income requirements, estate plan, taxes, and whatever circumstance may be unique to you. We include

  • Social Security consulting
  • Medicare advisement
  • Long-term care consulting
  • Insurance policy review
  • Required Minimum Distribution guidance

A strong financial plan gives you an objective view of your overall financial picture and provides you with the guidance you need to enjoy a stress free retirement. Our clients will confirm that we have the experience, expertise, and resources to help you and your family create and implement a thoughtful and useful financial plan.

INVESTMENT MANAGEMENT

If you are like many others closing in on retirement, one of your most significant concerns may be falling short of your financial goals. Lifetime Capital harnesses investment management expertise to create investment strategies designed to meet your lifetime growth and income needs.

How do we do this? We rely heavily on research from internationally renowned finance academics to diversify your portfolio across an array of asset classes using carefully selected low cost mutual funds. We take special care to expose you to the least risk to deliver your desired expected return.

Pricing

Our fees vary as they are based on each client’s own unique circumstances and personal situation.

Once we meet and look over your situation, we will be able to quote you an exact fee for our services.

To Learn More

To learn more, please contact Rick Raybin via phone at (650) 325-5890, or email.

I will arrange for the initial Step One – Discovery.  This is a complimentary meeting with no fee and no obligation to continue with Lifetime Capital.

Good luck with your search and I look forward to potentially meeting and working with you!